If you’re betting on sports, you should use the best betting payment methods to withdraw your winnings. Usually, sportsbooks in Ghana have several ways for players to make deposits and withdrawals, which we will examine in this article.

Which Betting Payment Methods Are Used in Ghana?

Although many online sports betting sites provide many options when it comes to transactions, it can be quite difficult to decide which option is the best. Even if all the options are available, it feels right to choose the best.

Some payment methods are faster, while others may be safer. Although most bookies offer many payment methods, only a few are available in Ghana. For instance, you won’t find any PayPal betting sites in Ghana, but instead, there are alternatives to PayPal.

The choice, however, is in your hands to decide the best betting payment methods offered to you. In Ghana, some of the common payment methods are:

  • Voucher
  • Mobile Money
  • USSD
  • Cards
Betting Payment Methods

1. Vouchers

Online betting sites in Ghana accept voucher payments. You can deposit money into your bank account or betting account using vouchers. This method is quite popular and is seamless. The way this works is that the bettor will send an SMS to the bookie’s designated code.

The message will contain the unique coupon code for the voucher. If they enter the correct code, they will get a message confirming that the transfer was successful.

Since it’s a convenient way to deposit and withdraw money in your betting account, and that’s why many Ghanaian punters use this method. Some of the online sports betting sites with cash out options accept voucher payments. For instance, Premier Bet is one of the betting sites with cash out available for Voucher payments.

With vouchers, payments are processed fast, and this makes it one of the best payment methods.

2. Mobile Money

Another popular payment method in Ghana is Mobile Money. It is a better alternative for PayPal betting sites since the option is not available in the country. Mobile Money is very convenient because it allows you to complete transactions using your wallet. With mobile money, you can make deposits and withdrawals with ease.

Ghana has common mobile money options like:

  • Airtel Money/Tigo
  • MTN Money

Airtel Money was introduced in Ghana a few years ago and has become one of the most widely accepted online payment methods. This method requires the use of your Airtel phone number to fund. You can fund your betting account using your Airtel Airtime and also cash out. The Airtel money option is very fast and is available round the clock.

However, before you can use this payment method, you must have signed up with Airtel Money. You will get a unique PIN which you can use to complete transactions online. The Airtel Money deposits and withdrawals do not come with any hidden charges. Also, with this method, you will get your withdrawal processed within minutes.

Like Airtel Money, MTN also has a mobile wallet that Ghanaians can use for online payments. Also, with MTN Money, you can fund your betting account online with your MTN Airtime. To use this payment method, you also need to sign up for MTN Mobile Money using your MTN phone number and username.

The maximum limit for MTN Money is 2000GHC daily and a maximum of 20,000GHC per month for Tier 1 customers. However, Tier 2 customers have a minimum limit of 5,000GHC daily and 50,000GHC per month.


Today, banks and e-payment companies use USSD codes to make payments. It is a form of offline mobile payment method. You don’t need the internet to complete USSD payments. The only thing needed is a dial code, and then you follow the instructions.

If you have a bank account in Ghana, you can sign up for mobile banking, which allows you to make transfers with USSD.

You can fund your betting account instantly using USSD. Unlike the first two payment methods we mentioned, USSD payments come with a small fee. The charges are determined by your bank and the amount you are depositing.

4. Cards

Another way you can make deposits in Ghana is with bank cards. This can either be a credit, debit, or prepaid card. These cards are usually linked to the user’s bank account for making payments online. The cards accepted in Ghana include:

  • Visa
  • MasterCard

Debit cards are the most commonly used cards for making payments online. It’s easy to fund your account with bank cards. However, it’s impossible to request a withdrawal with your local card. Also, it’s important to note that deposits don’t come with any additional charges.

You can make a minimum deposit of 1 GHC with your bank card at online betting sites. Also, payments made with these cards are usually instant. In other words, your betting account will reflect your payment immediately.

Betting Sites in Ghana

  1. 330% up to 3445 GHS
    18+.Minimum deposit: 200% – for deposits up to 380 GHS, 250% – for deposits of 381 GHS to 760 GHS, 300% – for deposits from 761 GHS. The bonus is valid for 30 days from the day of registration. For a 200% bonus: Half of the bonus amount must be wagered 5 times in pre-match or live accumulator bets. The second half of the bonus amount must be wagered 30 times in 1xGames.Each accumulator must contain 3 or more selections, at least 3 of which must be at odds of 1.40 or higher. For a bonus of 250% or higher: Half of the bonus amount must be wagered 10 times in pre-match or live accumulator bets. Each accumulator must contain 3 or more selections, at least 3 of which must be at odds of 1.40 or higher. The second half of the bonus amount must be wagered 35 times in 1xGames. T&Cs Apply. Full T&Cs
    • Great welcome bonus
    • Many different promotions
    • Simple registration form
  2. Get up to GHS 200 in Free Bets
    Minimum deposit: GHS 1 Maximum bonus: GHS 200 Wagering requirements: 3x Odds: 3 or higher. Minimum quote: GHS 1 Duration of bonus: 30 days of first deposit Exclusion for some games: Any free bet balance is forfeited as soon as you make a withdrawal Offer is only available to accounts opened after July 7, 2021 Full T&Cs
    • Simple-to-use website
    • Great eSports section
    • Paying with Ghanaian cedi available
    T&Cs: 18+. The minimum deposit is GHS12.00. Wagering requirement: 5x/30 days the bonus amount in accumulator bets + WinGames x 30/30 days. At least 3 of the events included in an accumulator must have odds of 1.40 or higher. T&Cs Apply. Full T&Cs
    • More than 50 betting markets
    • Great customer support
    • Easy-to-use website
  4. OnlyWin Free Bet 10% match up to Gh₵ 1,400
    18+. You will receive an OnlyWin Free Bet of 10% when we match your deposit bonus up to GH₵ 1,400 on each of your first 3 deposits. The OnlyWin is a free bet from us at our expense, and you will only receive the winning amount credited to your betting wallet as your free bet. To ensure that you get the very best experience with your free bet we have put the lowest odds restriction on your free bet at 1.01 to 2.32. Full T&Cs apply. Full T&Cs
    • More than 30 sports to bet on
    • Secure transactions
    • Accepts Ghanaian cedis
  5. Welcome offer up to GHS 400 in free bets
    Minimum deposit: No requirement to make a deposit upon registration Maximum bonus: GHS 400 Wagering informations: x3. Odds: 1.30 ore more. Minimum quote: GHS 1 Duration of bonus: 5 days after being added to customer's account Exclusion for some games: Football - Exclusion for total goals odd/even bets Basketball, Tennis and Volley - total points odd/even bets Full T&Cs
    • Special Loyalty Program
    • Live streaming
    • iOS and Android app
  6. Welcome "AKWAABA" bonus: 100% up to 500 GHS
    18+. Minimum deposit 10 GHS. T&Cs Apply. Full T&Cs
    • Different Sports to Bet On
    • Live Chat Always Available
    • Excellent Customer Support
  7. Make your first deposit and get a 100% bonus up to 750 GHS
    18+. Make a deposit of at least 6 GHS. Get a 100% bonus up to 750 GHS for sports betting. The maximum sports betting bonus is 750 GHS. If the bonus is credited to the bonus account for sports betting, the wagering requirement will be 5x the bonus amount in accumulator bets. Each accumulator bet must contain at least three selections. At least three selections in each accumulator must have odds of 1.40 or higher. T&Cs Apply. Full T&Cs
    • Great welcome bonus for Ghanaian players
    • Apps for Android and iOS
    • 24/7 live chat and email support
  8. Get up to 175% Akwaaba bonus.
    18+. The maximum winning a customer may receive from any Qualifying Bet is capped at 100GHC exclusive of the value of the free bet awarded. Each Customer is only eligible for three (3) free bet awards during the duration of the promotion on their Qualifying Bets. The value of the free bet is capped at a maximum of 20 GHC. The minimum net stake for the first Qualifying Bet must be 10 GHC. The first Qualifying Bet must have a minimum of 4 games in the bet slip and each of the games in the slip to have min odds of 1.5. The maximum winning from the Free bet awarded is capped at 100 GHC. If the free bet stake is GHC 20 and the total odds or multiplier are 4.99. Full Terms and Conditions apply. Full T&Cs
    • Extensive betting markets
    • E-Sports Specialists
    • Numerous payment options
  9. Triple bonus up to 200%
    18+. The welcome bonus is a bonus of 50% of the first deposit, 100% of the second and 200% of the third deposit during the promotion. The minimum deposit to earn the bonus is 10 GHS. In that case, you will receive a bonus of 5 GHS on the first deposit, 20 GHS on the second and 30 GHS on the third. The maximum bonus amount for the first deposit is 300 GHS, for the second deposit 600 GHS, and for the third deposit 1800 GHS. T&Cs Apply. Full T&Cs
    • Fast withdrawals
    • Mobile friendly website
    • Numerous betting markets

How to Choose the Best Betting Payment Method?

Here are some things to consider when choosing the best payment methods.

Choose Your Preferred Payment Method

The first thing you need to know is to pick the easiest payment option for you. For instance, if you do not have a mobile money wallet, it won’t be possible to use this option. Instead, your best option will be the method that is available to you.

However, if you feel more comfortable using other available options, you can always get started with them. In the meantime, the available becomes desirable, and so you have to choose a payment method which you currently use. The best payment method for you will be the most convenient one at your disposal.

Check for Fees

Even though it’s easy to make payments with the available option, you also have to consider fees. Some payment methods charge bigger fees than others, while some do not have any fees. Usually, the fees charged range from 2 % to 5%, but it’s good to confirm which fees apply to the method you choose.

Processing Time

One of the features that make up the best payment methods is the speed of the transaction. Some payment options are faster, while it may take longer for others. If a payment method involves waiting too long, then it’s not considered the best. Instead, the best payments are completed within seconds to minutes.


Ensure that you choose a payment method that is safe. With the increase in cyber security threats today, many people are reluctant to put down their financial details online. That’s why Mobile Money and Voucher payments are the most popular payment methods in Ghana.

Also, using offline payment methods like USSD protects you from releasing your financial information online. Mobile Money apps are also very secure and ensure that your financial transactions are kept safe. There is no risk of compromising your banking information since you are just entering a PIN code linked to your phone number to make a payment.


Another thing you need to consider is your privacy. Not many people want their bank statements showing that they are gambling. If you make payments directly from your bank account, this can’t be avoided. Fortunately, there is a solution available that keeps your gambling activities anonymous.

When you opt for mobile payments like Mobile Money, your gambling information remains private. In other words, nobody has to know you have made a transaction on your betting account since it won’t reflect in your bank statement.

How to Make a Deposit on the Betting Site in Ghana?

It’s easy to make deposits online at betting sites in Ghana. Most bookies follow a similar process, and we will explain it in this section.

  1. Log in to your betting account
    • If you have an account with a Ghanaian betting site, you need to log in. You can’t make a deposit by signing into your account.
  2. Go to deposit
    • You should navigate or search for the deposit icon on the gambling site. Usually, it will be written in full as a deposit. Click on Deposit to begin the payment process.
  3. Enter the deposit amount
    • You will need to enter the amount to deposit. Please take note of the minimum and maximum deposit amount of the betting site you’re using. Some bookies can accept as low as 1 GHC.
  4. Choose your preferred payment method
    • At this stage, you can select which payment option is convenient for you. Sites like Betway, Premier Bet, and Betboro accept bank cards for depositing money. For MTN Money and Airtel Tigo, the minimum deposit is 1 GHC. Regardless of your deposit method, payments are processed instantly.

How to Withdraw Money from the Betting Site in Ghana?

It’s also easy to make withdrawals online, and we will explain the process here:

  1. Log in to your betting account
    • Again, you need to have access to your account to withdraw your winnings. Enter your log in details, and you will be directed to the homepage.
  2. Go to withdraw
    • Locate the withdraw icon on the betting site. Usually, you can find it when you click to view your account profile. You will see your betting balance. Find the withdraw icon and click on it to receive your money.
  3. Enter the withdrawal amount
    • Type in the amount you want to withdraw from your betting account. Your withdrawal must be up to the minimum limit and should not exceed the maximum withdrawal limit.
  4. Choose your preferred method
    • Choose among the best payment methods listed on the betting site. Punters in Ghana can receive money with their accounts. If you don’t want the transfer option, you can use other payment methods.

The best betting sites offer flexible payment options. For instance, Betway is one of the betting sites with cash out options. They allow punters to receive their money with MTN Money and Airtel Money.

Usually, the minimum withdrawal can be as low as 1 GHC. Withdrawals are usually processed immediately. However, depending on your payment method, it may take up to 24 hours to receive your money. Usually, Mobile Money and Voucher payments are the best payment methods because they are very fast.

Online vs Offline Betting Payment Methods

You can make payments in your betting account using online and offline methods. The online methods are bank transfer, card payments, and mobile banking. Offline payment methods, on the other hand, include USSD, Mobile Money, and Voucher payments.

Online and offline options are the best payment methods in Ghana. However, most people prefer to use offline methods because they don’t require the internet. If there are internet network problems, for instance, you can still make payments offline. Also, it is safer to make offline payments because you don’t have to enter your banking details on the internet.

Betting Payment Methods in Ghana FAQs

What is a voucher in betting?

A voucher is a form of payment that allows you to deposit money into your betting account. Online betting sites like Betway accept payment vouchers in Ghana.

Is it safe to deposit money on betting sites?

Yes, it is safe to make payments on betting sites. Betting companies invest a lot in the security of their platform. They usually install the latest SSL encryption technology to prevent hackers or unauthorized persons from accessing users’ data.

Can you bet without a bank account?

Yes, you can use online betting sites without a bank account. The best betting payment methods available to punters in Ghana are Mobile Money and Voucher payments.

How to fund the betting account with USSD?

You can fund your betting account using a unique USSD code. Banks and other online payment companies have a USSD code that you can dial to fund your account. Just dial the code and follow the instructions to deposit money into your betting account.